Hail Damage on Your RV: Assessment and Repair

Collision and Insurance

Published June 25, 2026 by OCRV Center · 2 min read

TLDR

How hail damage is assessed on RVs and campers, what insurance covers, and how repairs are done.

2 min read

Hail damage on an RV is usually a comprehensive insurance claim, not a collision claim, which means it often comes with no fault and a low or no deductible depending on your policy. The first step is a full assessment of the roof, caps, and sidewalls.

Ballpark cost from our price list

Water damage restoration and subfloor replacement$750 to $15,000+
Full paint refinish (single stage, base and clear, metallic, multi stage)$5,000 to $35,000+

Ballpark ranges to help you plan, not a quote. Collision estimates are written after inspection. Final pricing comes from a written estimate after inspection. See full pricing.

Hail rarely stops at cosmetic dents. We check the roof membrane and seals for punctures that will leak later, and we document everything for your carrier so the claim covers the real repair, not just the visible dings.

Repairs range from dent and panel work to roof resealing and, in heavy cases, refinishing. The right plan depends on the material and the severity, which is exactly what the inspection determines.

We work direct with every major carrier on hail claims and the inspection is free. Bring your RV or camper in and we will document the damage and handle the claim with your adjuster.

Request an estimate See full pricing